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If you’ve generic, low cost, or outdated fixtures, changing them with newer, more personalized versions can make your toilet sparkle and look more high-end. For about $40 to $100, you can substitute a shabby bathroom vainness or ceiling light fixture with one thing elegant. Older properties, in particular, are more doubtless to have hardwood floors lurking beneath carpet. If you’re not sure, pull up your carpet in an unnoticeable nook and examine. If you do have wood flooring, there’s a good probability you’ll need to refinish them to restore them to their unique splendor, however it will be much cheaper …

It can make sense to pay for some of your renovation this fashion, especially if you find a credit card with an extended introductory 0% APR period. Just be sure to have a plan to pay off your costs completely inside that intro interval, or your lingering steadiness shall be hit with a higher APR when that intro interval ends. Also, whereas you’re trucking on your “repair and improve” bandwagon, keep away from taking up costly initiatives that have a purely private attraction — like that water characteristic and koi pond out back you’ve always dreamed of.

Lori Bellport, founding …